JOINT AND MUTUAL WILL 

____________________ and ______________________ do hereby publish
our last will and testament:

ARTICLE I 

We declare that we are husband and wife. 

ARTICLE II 

We revoke all former wills and codicils made by either or both of 
us. 

ARTICLE III 

We give to one another all the rest, residue and remainder of our 
property of any kind whatever, including property held now and 
property that we may be entitled to in the future. 

ARTICLE IV 

In the event that we die in a common disaster, or within 15 days 
of one another, we give the rest, residue and remainder of your 
property of any kind whatever, including property now held and 
property that we may be entitled in the future: 

________________________________________________________________

ARTICLE V 

We appoint the survivor of us to act our personal representative, 
and direct that they shall serve without bond. In the event that 
we die in a common disaster or within 15 days of one another, we 
appoint _____________ to act as our personal representative, who
shall  also serve without bond. 

ARTICLE VI 

We declare that this mutual will is not made pursuant to any 
special agreement that such provisions have been made in 
consideration of the other one of us similarly providing, and 
each of us reserve to ourselves, severally, the right to revoke 
this will in any event without notice. 

Revocation by one party shall render this will null and void. 

ARTICLE VII 

The failure to list anyone as a beneficiary herein is 
intentional. 



Dated: ____________________________ 





_____________________________________ 




_____________________________________ 


ATTESTATION CLAUSE


    On the date above written, _______________________ and
____________________, well known to us  declared to us,
and in our presence, that this instrument,

consisting of _____ pages, is their last will and testament, and
_____________________ and _____________________, then signed this
instrument in our presence, and  at _______________________ and
_____________________'s request we now sign this will as witnesses
in  each other's presence. Further that ______________________ and
____________________, appeared to us  to be of sound mind and
lawful age, and under no undue influence.

Witness: 



_______________________________________________________________ 


Address: ______________________________________________________ 


Witness: 



_______________________________________________________________ 


Address: ______________________________________________________ 


Witness: 



_______________________________________________________________ 




Address: ______________________________________________________ 


STATE OF _______________)

COUNTY OF ______________)


Before me, the undersigned authority authorized to take
acknowledgments and administer oaths, personally appeared: 



_______________________________________________________________ 


_______________________________________________________________ 


_______________________________________________________________ 


who after being having duly sworn or affirmed to tell the truth,
stated: 

	1.  That _____________________ and __________________ declared
this instrument to be their last will and testament to the
witnesses. 

	2.  That _____________________ and __________________ signed this
instrument in their  presence. 

	3.  That the witnesses signed as witnesses in the presence of
____________________, _________________ and each other.

	4.  That ____________________ and ____________________ are well
known to the witnesses,  and the witnesses believe ______________
____________ and __________________ to be of lawful age, of  sound
mind and under no undue influence or constraint. 



______________________________________________________________ 
Officer 

Title of Officer:__________________________________________ 

My Commission Expires: _________________________